How to buy a new car

Stage one: the Test Drive

Well, strictly speaking, stage one is all the work you do online before the test drive, so let's assume you've read the brochures (feel free to ask for any that you want), scanned the website and decided that a new Vauxhall is the one for you. 

We want to make sure you get the car that suits you best, so feel free to take a run in any of our fleet - from Astra to Zafira there's sure to be a Vauxhall that fits the bill. And with over 200 used cars on site, we're pretty sure that we'll find the right set of wheels for you, no matter what your budget!

  1. Make sure you call before you come down, so that we can ensure your chosen car is fuelled and ready to go.
  2. To test drive one of our cars you'll need to be over 19, and have held your licence for at least 12 months - and be able to bring it with you when you arrive!
  3. If you are going to be part-exchanging your existing car, bring it with you - we can work out its value while you're out on your test drive.


Scary, isn't it?

So, you've been out, you've driven it, you've decided - this is the car for you... but what happens next?

Your sales team member will now take you through the paperwork - it may seem a bit long-winded but it's really there to make sure that we deal with you fairly, and that we meet our statutory requirements as a company regulated by the Financial Conduct Authority. Our legal obligation is to make sure that you get a finance package that is affordable and right for you, not us!

We know that buying a brand new car is one of the biggest financial decisions you'll ever make, so we'll do our best to make it as simple, straightforward and stress-free as we can. At every stage of the process, you're in charge - from the initial part-exchange offer to the final signing of the documents. We won't sell you a car, we'll help you buy one.

As a family-owned and family-run business we don't subscribe to the 'high-pressure sales' technique of some of our bigger competitors - you set the pace. We'll also make sure that the car you get is the car you need, not the one we want to sell you.


Can I afford it?

There are a lot more costs associated with running your new car than just the purchase price - you need to be sure you can afford to not only buy the car, but to run it and maintain it in order to protect your investment. This analysis is often referred to as a vehicle's Whole Life Cost (WLC).

So what are Whole Life Costs?

Throughout youir car's operational life there is a wide range of bills you're going to get that are brought together under one umbrella known as Whole Life Costs (WLC). These cover everything related to keeping your new car safe, legal, and properly maintained and they can add up to a not insignificant amount - it's important that you factor them all in when you decide to go ahead - we've listed a few of them below, but remember to expect the unexpected!

The good news is that some of these can be included in your finance deal, so you are in effect spreading the costs - ask your Sales Team Member for more details.


Here are some of the factors that need to be taken into consideration when you're working out your car's 'Whole Life Costs':

  • Purchase price. This is not the manufacturer list price, but the price paid for your new car including any discounts and/or your part-exchange valuation.
  • Fuel costs. Total fuel costs over the life of the car. Fuel costs will depend upon your driving style and daily use: to calculate fuel costs for your vehicle use our fuel costs calculator.
  • Service, maintenance and repair. These costs take into account our recommended regular service schedules, together with an allowance for tyre replacement, based on how long and over what distance the car will be operated. These can be paid for on a monthly basis via a service plan.
  • Vehicle Excise Duty (Road Tax), The first year's tax on a new car is included within the purchase price, but the standard rate of VED will have to be paid in subsequent years. The amount to pay is determined by the car's CO 2 emissions, which determines the cars VED bands. All cars with emissions under 130g/km are free of VED for the first year. (based on current regulations)
  • Finance costs. If the car is paid for in full upfront then there won't be any finance costs. Otherwise, these will be based on the purchase price and the rate of interest charged. Buying a car can be complicated, so we've tried to make the process easier by creating a wide range of flexible – and affordable – packages. For more details, and the lates finance offers available across the Vauxhall range, visit our Offers page.
  • Insurance. Insurance is an important cost to recognise within the Whole Life Cost and is a legal requirement - we can even make life easier with free insurance on selected models.
  • Residual or Resale value. The proceeds from the sale of the car, subtracted from the purchase price. The difference between the two is known as depreciation. Estimated residual values are set by data providers to the Automotive industry.
  • Registration Fee. When a vehicle is first registered and taxed, a fee must be paid to the DVLA. This is currently charged at £55 for all cars and we always include this in our advertised prices and in your purchase price. (This fee does not apply to any used car purchase).

How to pay for your new car

CASH

The obvious, and easiest way to pay for your brand new car is with cash. We'll work out how much your existing car is worth (if you have one) and take that away from our advertised price, minus a bit of wheeling & dealing, and that's your balance to pay.

You can get an idea how much your car is worth HERE - obviously, it uses the basic details you've entered into the system - this is only the start of our discussion with you. The computer-calculated value is based on a set of pre-aligned criteria but your car may well be worth more - give us a call to find out!

By the way, cash doesn't mean a bag of folding (although we can accept up to £10,000 in notes) - we accept Debit cards, and credit cards (subject to a handling fee), and Banker's Drafts.

FINANCE

Flexible Finance (Hire Purchase) - Available on selected models at 0% APR Representative.

  • Choose your deposit
  • Choose your term – 24-60 months
  • On selected models we'll give you a contribution to your deposit
  • At the end of the term, the car is all yours.

Flexible PCP (Personal Contract Purchase) - offered at a competitive rate of 2.9% APR, offers you complete flexibility.

  • Choose your deposit
  • Choose your term – 24-60 months
  • Get a contribution to your deposit from us
  • Retain, return or replace your car at the end of the contract.

Fixed Term PCP - With Fixed Term PCP, the rate is fixed and you adapt your repayments to suit your budget.

  • Choose your depositChoose your mileage – tell us what you think it'll be when the term ends (36 months)
  • Retain, return or replace your car.
  • Plus, we guarantee the future value of your Vauxhall.

Flexible Personal Lease - want to change your car more often?

  • Pay one low initial payment + a monthly rental
  • Choose your term – 24, 36 or 48 months
  • Choose your mileage
  • Return the vehicle at the end of the term.

With any finance deal, terms & conditions apply and are subject to status, over 18's only.

Flexible Finance Terms & Conditions
Available on selected models only, at participating Retailers. Conditional Sale. Finance subject to status. Ts and Cs apply. Applicants must be 18 or over. Finance supplied by Vauxhall Finance, PO Box 6666, Cardiff, CF15 7YT. Offer will apply to private individuals, Vauxhall Partners and small businesses 1-24 units (purchase only, excluding B2B supported units). All other customers are excluded. Customer deposit shown after deduction of Retailer contribution. Offer applies to pre model year 2016 vehicles only. Contact your local Retailer for details. Offers available on orders or registrations between 2 July and 7 October 2015.

Flexible PCP Terms & Conditions
Offer subject to availability at participating Retailers only. Personal Contract Purchase. Finance subject to status, Ts and Cs apply. Applicants must be 18 years or over. Finance by Vauxhall Finance, PO Box 6666, Cardiff, CF15 7YT. Customer deposit shown after deduction of any Vauxhall and/ or Retailer contributions where applicable. Vauxhall Deposit Contribution only available when vehicle financed through Vauxhall Finance. At the end of the agreement there are three options: i) Retain the vehicle: Pay the optional final payment to own the vehicle, ii) Return the vehicle, or iii) Replace: Part Exchange the vehicle, where equity is available. We can introduce you to a limited number of finance providers, commission may be received. Offer applies to pre model year 2016 vehicles only. See Retailer for further details. Offer applies to private individuals, Vauxhall Partners and small businesses 1-24 units (purchase only excluding B2B supported units). All other customers are excluded. Offer available on orders or registrations between 2 July and 7 October 2015.

Fixed Term PCP Terms & Conditions
Offer subject to availability at participating Retailers only. Personal Contract Purchase. Finance subject to status, Ts and Cs apply. Applicants must be 18 years or over. Finance by Vauxhall Finance, PO Box 6666, Cardiff, CF15 7YT. Customer deposit shown after deduction of any Vauxhall and/ or Retailer contributions where applicable. Vauxhall Deposit Contribution only available when vehicle financed through Vauxhall Finance. At the end of the agreement there are three options: i) Retain the vehicle: Pay the optional final payment to own the vehicle, ii) Return the vehicle, or iii) Replace: Part Exchange the vehicle, where equity is available. We can introduce you to a limited number of finance providers, commission may be received. Offer applies to pre model year 2016 vehicles only. See Retailer for further details. Offer applies to private individuals, Vauxhall Partners and small businesses 1-24 units (purchase only excluding B2B supported units). All other customers are excluded. Offer available on orders or registrations between 2 July and 7 October 2015.

Flexible Personal Lease Terms & Conditions
Personal contract hire offer on orders received between 2 July and 7 October 2015, subject to availability and status. Age 18+ only. Excess charges also apply if you breach manufacturer servicing or maintenance guidelines or if the car exceeds BVRLA Fair Wear & Tear guidelines for its age/mileage when it is returned to Vauxhall Leasing. Package includes road fund licence and Vauxhall Assistance. Guarantee/indemnity may be required. Prices and details are subject to change without notice. For full specification and T&Cs contact your local retailer. You will not own the car. ALD Automotive Ltd., trading as Vauxhall Leasing, BS16 3JA. Authorised and regulated by the Financial Conduct Authority. Offer applies to pre model year 2016 vehicles only.